http://www.usajobs.opm.gov/
(U.S. Government jobs)
Resume info:
http://www.wshs.fcps.k12.va.us/career/sophunit.htm
http://www.jobweb.com/Resumes_Interviews/default.htm
http://www.rockportinstitute.com/resumes.html
Interviewing tips:
http://www.careercc.com/interv3.shtml
http://jobs.asiaco.com/resources/top10interviewtips.shtml
http://www.gresumes.com/16tips.htm
http://www.instantaccess.co.uk/pga/tricky.htm
Interviewing tips:
http://www.careercc.com/interv3.shtml
http://jobs.asiaco.com/resources/top10interviewtips.shtml
http://www.gresumes.com/16tips.htm
http://www.instantaccess.co.uk/pga/tricky.htm
Job listings: There are many sites on the web that provide free job searches. For example:
http://www.monster.com (plus resume, cover letter and interview advice)
http://www.dice.com
http://www.washingtonpost.com (jobs section)
http://www.hotjobs.com
http://www.idealist.org (Non profit jobs & resources)
http://www.usajobs.opm.gov/ (U.S. Government jobs)
http://www.firstgov.com (portal to other online government resources)
http://www.usajobs.opm.gov/a7.htm (summer jobs)
http://www.usajobs.opm.gov/a13.htm (internships and other jobs for students)
How to Protect Yourself from Rip-off Artists, Con-men, Frauds,
and Unethical Negotiators
by Peter Wink
Here's a startling fact - while you're reading this notice,
millions of vulnerable people are being ripped off on cars,
homes, clothes, jewelry, businesses, and every other type of
purchase you can imagine. And it doesn't stop there!
Rip off artists are everywhere! There in restaurants, hospitals,
furniture stores, taxicabs, and even the local car mechanic may
be taking you to the cleaners. And sadly enough, these con-men
aren't going away anytime soon! In other words...you have to
know how to defend yourself?
The following are two of the most notorious strategies used by
rip off artists and unethical negotiators - and how you can
defend yourself:
1. Contract Additions or Omissions - This refers to clauses,
amendments, and various other types of verbiage that seem to
mysteriously show up in contracts, warranties, and guarantees
without your consent or any other warning. This usually happens
when the "other side" prepares the contract.
The following all need to be checked and then double checked:
* Price of the product - Always check to make sure the price
you agreed to pay is the same as the price you're being charged.
Always check your purchase orders and contracts very closely.
Rip off artists and unethical negotiators will try to change
prices on contracts.
* Exclusive agreements - Sometimes fraudulent businesspeople
will try to get you to agree to let them exclusively sell your
product or service. This means that they're the only vendor that
can sell the product or service on your behalf. By agreeing to
exclusives, you may lose all rights to your own product! Beware
of these types of agreements!
* Discount rates - Make sure the contract clearly spells out the
discount rate that you previously negotiated. Many times you'll
negotiate discounts based on the quantity purchased. For
instance, you may buy 100 units at $50 each and if you purchase
150 units, the price drops to $45. Sometimes they'll be
expressed in terms of percentages like 50% or 75% off. Many con
artists will write the contract using a smaller discount rate,
hoping you won't catch the change.
There are two types of discounts you can negotiate:
A. Cumulative Discounts - To have a cumulative discount means
the quantity for each order is added for a specified time
period. The discount will be based on the running total. The
typical duration for this type of discount is one year. This
means if you place three orders over a year, one for 50 units,
another for 75 units, and the last for 200 units, your final
discount is adjusted by adding the total quantity already
purchased to the new order quantity. Your discount would be
based on a total of 325 units.
B. Per Order Discounts - This means you only get a discount
based on the quantity you purchase at one time. (All previous
purchases are irrelevant.)
* Payment terms - Make sure your agreement contains payment
guidelines. Payment terms refer to how many days the "other
side" has to pay you for products and services. On the other
hand it also refers to the amount of time you have to pay your
suppliers for their products and services.
Make sure a con artist doesn't try sneaking terms like 90 or 120
days into the agreement. Many businesses go bankrupt everyday
due to insufficient cash flow. At the same time, you should
request 60 or 90-day payment terms for yourself. Why? In many
cases, you can sell the merchandise before you put out any of
your own money. You'd be surprised how many companies will issue
you 60 or 90-day terms just because you ask.
* Indemnity clauses - These clauses guarantee that if one of the
parties is in breach, or does something illegal, they're
responsible for all damages. Many rip off artists enter into
illegal agreements for products and services they have no right
to. And when lawsuits fly, you'll be named! With an indemnity
clause, you're protected. Always get the "other side" to agree
to an indemnity clause. If the "other side" refuses to add an
indemnity clause or omits it from the contract, you know you're
dealing with a classic con! Run in the other direction.
* Guarantees - Guarantees (written or implied) are formal
promises or assurances that a product or service will meet the
promised or implied expectation. A guarantee will usually state
the refund, return, or maintenance procedure. Rip off artists
will do everything possible to omit guarantees from contracts.
There are two types of guarantees you must know and understand:
A. Written Guarantee - This is a formal written document that
comes from the manufacturer or distributor. Written guarantees
usually state some sort of promise (100% satisfaction
guaranteed), and return procedure (if you're not satisfied,
we'll issue you a prompt, courteous refund). Cons will rarely
put a guarantee in writing. And if they do, they never sign
their name to it!
B. Implied Guarantee - Implied guarantees are either verbal or
tacit. If a salesperson states that you can return merchandise
you're not satisfied with, it's considered an implied verbal
guarantee. Con artists will never usually make any sort of
promise whatsoever. This is a sure sign that you're dealing with
an unethical person or company.
BEWARE: Because we live in such a litigious society, you have to
do everything possible to make sure that you obtain all
guarantees in writing. Implied guarantees are not as stable in
court as a written one. If someone doesn't want to issue you a
written guarantee, then you have to question their reasoning.
Usually, it's because they know they're selling you a product or
service that's inferior or won't meet your expectations.
Now that you understand the difference between written and
implied guarantees, I want alert you to a subset of them. They
are conditional and unconditional guarantees.
To protect yourself from con artists, you have to know and
understand each of these guarantees:
A. Unconditional Guarantee - An unconditional guarantee is a
written or implied guarantee stating that you can return
merchandise and receive a refund for any reason whatsoever.
Unconditional guarantees vary with the purchase, but for the
most part, you can receive a refund for any reason.
B. Conditional Guarantee - A conditional guarantee is a written
or implied guarantee that requires you to meet some sort of
obligation before returning merchandise or obtaining a refund.
Some of the conditions include obtaining return authorization
numbers (stores will be hoping that you're too lazy), trying the
product, or paying stocking and re-handling fees. Many con
artists will try to get you to all sorts of ridiculous things,
hoping you'll not meet their requirements to return the product!
* Purchase orders - Make sure that every part of a purchase
order is filled out correctly and draw a line through any blank
areas. Never let the "other side" have an opportunity to write
in information on your behalf.
* Ownership clauses - Check to make sure the "other side" has
legal right to sell you their goods and services. You'd be
surprised how many fraudulent negotiators distribute product
illegally to unsuspecting companies in the United States and
abroad. Always make sure the "other side" agrees (in writing) to
a clause in the agreement or contract stating they have full
right to distribute and sell merchandise to you for
redistribution.
* Down payments - Check to make sure the amount of the down
payment that is written on the contract or agreement, matches
the agreed upon amount. Rip off artists are notorious for
changing figures.
* Contract duration and expiration date - Always make sure you
and the "other side" agree on the duration of the contract.
Keep in mind, many contracts will work out and many won't. By
setting the duration, you can adjust your business strategy if
you run into any problems. Most contracts run between one and
two years. Usually high priced goods and services require a
longer contract duration.
BEWARE: Make sure that your contracts always have an expiration
date. It's not enough to know the duration. You need to know the
exact expiration date so you can have plenty of time to
renegotiate terms in the future. (This is especially important
in union and labor contracts.) * Handling damages or faulty
merchandise - Make sure that the "other side" agrees on terms
for handling merchandise that's delivered broken or contains
imperfections. You'll find that a great deal of rip off artists
will send your merchandise that's smashed, cracked, and broken.
Who's responsible? Make sure you get in writing!
As far as faulty merchandise - you need to make sure that the
manufacturer backs their product's quality in writing. Also
demand in writing, proof that they carry product liability
insurance. Don't sign a contract without it. It's a small
investment that can save your business from disaster.
BEWARE: Always write down detailed notes during every
negotiation, regarding any and all agreed upon terms. Before you
finish the negotiation, make sure to read the terms back to the
"other side" and ask them if they have any questions. If they
have any challenges with the terms, you can settle them on the
spot. Then, when the contract arrives or is drawn up, take the
time to make sure all of the agreed upon terms are in the
document and check for any non-authorized additions or
omissions.
If you find that a con artist has added fallacious information
or omitted terms or conditions, bring the mistake to their
attention and ask them to clarify their reasoning. As they're
answering, check their physiology, tone of voice, and body
language for signs of nervousness. If they seem nervous or
uncomfortable, it was probably deliberate instead of an honest
mistake. At this point, call their bluff and renegotiate a
better deal or walk away!
This information is an excerpt from Peter Wink's A-Z guide to
deal making and negotiation skills called Negotiate Your Way to
Riches. It'll teach you 36 ethical and 5 unethical negotiating
strategies, how to gather inside information about companies,
trust and confidence-building techniques, communication
strategies, conflict management techniques, people skills, 11
characteristics of all successful negotiators, how to use power
and leverage, skills to successful salary negotiation, and so
much more!
http://www.roibot.com/r_nego.cgi?R33288_jobs
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